You are eligible for FEE-HELP or VETSL if:

• you meet the citizenship and residency requirements:
• you are an Australian citizen or a New Zealand Special Category Visa holder who meets the long-term residency criteria and who will undertake, in Australia, at least one unit of study contributing to your course; OR
• you are a permanent humanitarian visa holder who will be resident in Australia for the duration of your unit; OR
• you are a permanent visa holder who is undertaking bridging study for overseas-trained professionals, and will be resident in Australia for the duration of the study;

You must also be enrolled in an eligible unit of study by the census date for that unit and must not have exceeded the FEE-HELP or VETSL limit.

The first Census Date is the date by which you will need to submit your application for FEE-HELP or VETSL. This is the date by which you can also withdraw from a Unit of Study without penalty or incurring any fees or a FEE-HELP or VETSL debt. All vocational courses offered by AIT and its partners have 3 study periods and census dates.

VET Student Loans is a Government loan program that helps students pay for their tuition fees up to a set amount (known as a loan cap). As the difference between the loan cap and course price varies by study mode, please speak to your Course & Careers Adviser about what this means for you.

The government directly pays AIT the amount of the loan, and students (that is you) pay it back through the Australian taxation system once their annual income reaches the minimum repayment threshold.

This amount is subject to change annually, you may view the threshold here. For the 2017-2018 income year the threshold is $51,957.

Eligible students can apply for a loan to pay for their fees up to capped amounts through the Commonwealth Government’s VET Student Loans scheme. The loan applies to eligible courses at the Diploma level or above. Academy of Information Technology is an approved VET Student Loans provider. For more information, read the Vet Student Loan Booklet.

Find out more about Applying for a VSL

• an Australian citizen; or
• hold a permanent humanitarian visa and usually reside in Australia; or
• be a qualifying New Zealand citizen.

Further information about VET Student Loans, and to download the current VET Student Loans Information Booklet, visit the Australian Government website: https://www.education.gov.au/vet-student-loans.

2019 Fee-Help Statement of Tuition Assurance: https://drive.google.com/file/d/1FgII3inEXlPIZH2QEh6VIAflWnrCYNWf/view?usp=sharing

2019 VSL - Statement of Tuition Assurance: https://drive.google.com/open?id=1FYNd0yiaztr84akUBHuS74vpsx0mNxZX

2019 VFH - Statement of Tuition Assurance: https://drive.google.com/open?id=1FY2bZVvDll7Izt0n0BmaLnuRqtanSZ_j

The government applies a loan fee of 25% on all FEE-HELP loans and 20% on all VET Student Loans, which is not included in the course fees or the FEE-HELP or VETSL limit.

For more information please read the FEE-HELP Information Booklet (2019), or VET Student Loans Information Booklet as applicable, or fact sheets: Choosing the right qualification for you, Why is your census date so important, Protect your Tax File Number and Need more assistance.